Finance

What are the different kinds of mortgages? We explain!

What are the different kinds of mortgages? We explain!

When it comes to mortgages, there are so many different terms thrown about, it can sometimes become difficult to know what’s what! Standard Variable Rate, Fixed Rate, Tracker… You’ve most likely heard a few of those terms bandied about; but what do they all mean?...

Statutory Lease Extension Claims: A Guide for Freeholders

Statutory Lease Extension Claims: A Guide for Freeholders

Under the Leasehold Reform, Housing and Urban Development Act 1993 (as amended) leaseholders have the right to claim a new lease with an additional term of 90 years and a peppercorn ground rent throughout. In return the leaseholder will have to pay the freeholder...

Growing Number of Energy Customers Switching to Renewables

Growing Number of Energy Customers Switching to Renewables

Data from renewable energy provider Pure Planet shows that a growing number of UK energy consumers are making the switch to renewable energy. According to the data, more than 1.1 million UK-based customers have switched from using a “big six” conventional energy...

How Much Deposit Do You Need to Buy a Home?

How Much Deposit Do You Need to Buy a Home?

When you are getting a mortgage to buy your new home, it is important that you think carefully about the amount of deposit you will be putting down. Choosing the right amount can potentially help you save tens of thousands of pounds. Should You Place a Big or Small...

4 House-Selling Myths, and the Tips You Actually Need

4 House-Selling Myths, and the Tips You Actually Need

When it comes to selling our homes, we all want a good price and smooth sale. Achieving these two things can be much easier said than done – at least if you believe everything you read. A quick online search will return over 33 million webpages, all claiming to have...

Scotland Badly Affected by Fuel Poverty

Scotland Badly Affected by Fuel Poverty

An infographic produced by MoneySuperMarket mapped the worst affected areas of fuel poverty in the United Kingdom. Scottish cities filled the top five positions confirming that Scots experience a higher rate of fuel poverty than the rest of the UK.  The infographic...

10 Ways To Reduce Your Home Utility Bills In 2017

10 Ways To Reduce Your Home Utility Bills In 2017

Ever heard of marginal gains? It’s the philosophy the Sky cycling team use to get more and more efficient by changing small things. It’s surprisingly easy to use the same approach to save money on your utility bills. Here are 10 simple things you can do now to save...

The Top Tips When Buying a House to Renovate

The Top Tips When Buying a House to Renovate

Make no mistake; buying a cheap, run down property to renovate is a great idea to make money in the current economy. After all, property prices are continuing to rise exponentially nationwide, while there is not enough supply to meet the remaining demand among aspiring home-owners in the UK.

Saving for a Mortgage Deposit: The Key Considerations

Saving for a Mortgage Deposit: The Key Considerations

As aspiring home-owners, we select viable properties based on our own, unique criteria. Some of us may require the space to build a home office, for example, whereas others will make their decision based on the size and quality of the surrounding catchment area. Regardless, there are also universal considerations and challenges that all home-owners […]

Adding value to your home

Adding value to your home

Your home is much more than just a place where you live, it’s a part of who you are and in many cases where you’ve either grown up or started your own family. The historical element means that you have an attachment to the property and you don’t want to let that go lightly, especially […]

What sort of ISA is best for first-time buyers?

What sort of ISA is best for first-time buyers?

Becoming a home-owner for the first time can be a struggle now that the 100% mortgage is a distant memory. Even with the government’s help-to-buy schemes, you’ll have to raise 5% of the purchase price as a deposit – and on a £200,000 house that’s £10,000.

6 First-Time Homebuyer Expenses You Should Be Aware Of

6 First-Time Homebuyer Expenses You Should Be Aware Of

Buying your first home is an immensely satisfying experience, especially if you’re prepared and aware of the costs ahead of time. After all, nothing feels better than walking into a home that you don’t just live in, but own. Unfortunately, without an in-depth understanding of the costs of home ownership, this wonderful experience can turn […]

10 Tips for Lowering Your Bills at Home

10 Tips for Lowering Your Bills at Home

Is your home starting to cost a little too much? From mortgage payments to energy bills, the cost of living in a resource-inefficient home can quickly add up, giving you an incredible financial headache. Luckily, it’s easy to reduce your monthly expenses and lower your bills by changing a few of your at-home habits. If […]

5 Benefits of Living in an Energy Efficient Home

5 Benefits of Living in an Energy Efficient Home

When it comes to the benefits of flat pack houses, most people are focused on the rapid building times, lower-than-normal costs and convenient. Because of this, an awful lot of people forget that flat pack houses are exceptionally energy efficient. Built from modern materials using modern techniques, today’s flat pack houses are packed with energy […]