Top reasons why millennials are finding it hard to get on the property ladder and ways to combat that. The ‘millennial’ generation are those of us born between 1982 and 2004. This is considered the peak time to buy houses, yet data from numerous surveys have shown...
Property restoration has been one of the great investment opportunities in the last 10 years with many property development companies turning a tidy profit from the sale of the property after the work is done. Running a sort term property development company that...
When it comes to mortgages, there are so many different terms thrown about, it can sometimes become difficult to know what’s what! Standard Variable Rate, Fixed Rate, Tracker… You’ve most likely heard a few of those terms bandied about; but what do they all mean?...
Under the Leasehold Reform, Housing and Urban Development Act 1993 (as amended) leaseholders have the right to claim a new lease with an additional term of 90 years and a peppercorn ground rent throughout. In return the leaseholder will have to pay the freeholder...
Data from renewable energy provider Pure Planet shows that a growing number of UK energy consumers are making the switch to renewable energy. According to the data, more than 1.1 million UK-based customers have switched from using a “big six” conventional energy...
Consumer debt in Europe is at an all-time high thanks to efforts from lending giants, which puts households in countries such as The Netherlands, Cyprus, and Denmark at a debt ratio of over 200%. These figures only represent consumer credit, which may be a boost to...
When you are getting a mortgage to buy your new home, it is important that you think carefully about the amount of deposit you will be putting down. Choosing the right amount can potentially help you save tens of thousands of pounds. Should You Place a Big or Small...
In 1980s Britain, the average house changed hands once every ten years. Fast forward to 2015 and houses had the same occupants for an average of 21 years. There are a number of reasons why this figure more than doubled in this time, but all of them are rooted in the...
When it comes to selling our homes, we all want a good price and smooth sale. Achieving these two things can be much easier said than done – at least if you believe everything you read. A quick online search will return over 33 million webpages, all claiming to have...
An infographic produced by MoneySuperMarket mapped the worst affected areas of fuel poverty in the United Kingdom. Scottish cities filled the top five positions confirming that Scots experience a higher rate of fuel poverty than the rest of the UK. The infographic...
There are any number of reasons why you may chose to undertake a home-improvement project, from creating a more family-friendly interior to improving the value proposition of your property. This can be a challenging and cost-sensitive exercise, however, while the...
Ever heard of marginal gains? It’s the philosophy the Sky cycling team use to get more and more efficient by changing small things. It’s surprisingly easy to use the same approach to save money on your utility bills. Here are 10 simple things you can do now to save...
Make no mistake; buying a cheap, run down property to renovate is a great idea to make money in the current economy. After all, property prices are continuing to rise exponentially nationwide, while there is not enough supply to meet the remaining demand among aspiring home-owners in the UK.
The property market in the UK recently broke new ground in modern history, although this was far from being a cause of celebration. As property rentals outstripped sales for the very first time since the 1930’s, the problems that have plagued the housing market during the last 18 months finally appear to have reached their […]
As aspiring home-owners, we select viable properties based on our own, unique criteria. Some of us may require the space to build a home office, for example, whereas others will make their decision based on the size and quality of the surrounding catchment area. Regardless, there are also universal considerations and challenges that all home-owners […]
Your home is much more than just a place where you live, it’s a part of who you are and in many cases where you’ve either grown up or started your own family. The historical element means that you have an attachment to the property and you don’t want to let that go lightly, especially […]
Becoming a home-owner for the first time can be a struggle now that the 100% mortgage is a distant memory. Even with the government’s help-to-buy schemes, you’ll have to raise 5% of the purchase price as a deposit – and on a £200,000 house that’s £10,000.
Buying your first home is an immensely satisfying experience, especially if you’re prepared and aware of the costs ahead of time. After all, nothing feels better than walking into a home that you don’t just live in, but own. Unfortunately, without an in-depth understanding of the costs of home ownership, this wonderful experience can turn […]
Is your home starting to cost a little too much? From mortgage payments to energy bills, the cost of living in a resource-inefficient home can quickly add up, giving you an incredible financial headache. Luckily, it’s easy to reduce your monthly expenses and lower your bills by changing a few of your at-home habits. If […]
When it comes to the benefits of flat pack houses, most people are focused on the rapid building times, lower-than-normal costs and convenient. Because of this, an awful lot of people forget that flat pack houses are exceptionally energy efficient. Built from modern materials using modern techniques, today’s flat pack houses are packed with energy […]